22 April 2007

Dikkii's financial tips index

Welcome to Dikkii's financial tips.

This is an index post for a new series where I attempt to provide some sort of guidance to financial matters without breaching the Corporations Act by actually providing advice.

1. A brief history of bank fees
2. Why are there so many different types of bank accounts?
3. How do I reduce my bank fees?
4. A case study in banking
5. How the hell do cheques work?
6. Risk and inflation
7. Superannuation. What is it?
8. Shopping around for superannuation
9. Liquidity
10. Managed funds
11. Retirement income streams

This is designed to be a series for the layman, and is really only relevant to Australian readers, although from time to time, I may include stuff of relevance to other users as well. I'll try to keep this index post updated and I'll include a link to it in the sidebar.

I'd also like to point out that none of this is advice, it is merely information only, and certainly may not be appropriate to your personal circumstances. If you need advice, speak to an independent financial adviser on a fee-for-service basis.

This blogger used to be a financial planner and still works in the financial industry. I do not provide advice as part of my job at the moment, and am not authorised to do so. It goes without say that I will not be taking commissions for any recommendations that I make - partially because I have no such arrangements in place, but also because I simply will not be making any recommendations.

Also, if you would like me to look at a particular financial area, please let me know. I'm always open to suggestions.


Standard but necessary disclaimer: This is not advice. Only a complete idiot would think that any of this constituted advice. It's not even vaguely reasonable to consider this to be advice. If you are in any doubt as to the content of this, see a good, independent financial adviser immediately. They do exist.


beepbeepitsme said...

What's the tip for getting insanely rich without screwing someone over? ;)

Dikkii said...

Become a good counterfeiter.

Except that if you get too good, you'll end up making an impact on the money supply, which willl cause inflation to rise.

Then the workers of Australia will call for wage rises while the Reserve Bank bungs up interest rates in order to to rein the inflation in.

And mortgage rates go up, affecting the "mums and dads" who are already struggling to pay off their mortgages, further straining housing affordability measures.

After a little bit of this, the less and less that is being spent on household groceries begins to affect national spending figures. A recession looms.

Meanwhile, our local counterfeiter is living the life of Riley.

So I guess the answer is, no, can't be done.

Incidentally, that was another comment that Blogger didn't report.